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Does all the talk about Social Security going broke worry you? Are you like most Americans and have an expectation that after a lifetime of working, you will be able to enjoy a comfortable retirement?

If so... Start Saving Now - Click Here!

Do you currently have a systematic savings plan for your retirement goals? If you compare what you have been able to save; to what you have earned over the last 10 years…are you happy?

If not... Get started paying yourself first - Click Here!

The problem today is that it is all up to you to provide financially for your family’s future. With Freedomflex®, we put you in the driver’s seat with an affordable way to take charge. Your money CAN work for you protecting your family and saving for your future needs. Start Saving Today - Click Here!

When It Comes to Saving, It’s Getting Late Early. According to the Employee Benefit Research Institute, 46% of all American workers have less than $10,000 saved for retirement and 29% of all American workers have less than $1,000 saved for retirement. Don’t Wait, Start Now - Click Here!

Those Cat Food Jokes Aren’t So Funny Anymore... One out of every six elderly Americans is already living below the federal poverty line, according to the U.S. Census Bureau.

Don’t want to be the butt of the joke? Start Saving Today! - Click Here

Retirement Planning Latest News
Retirement advice and news - CNNMoney.com
From CNN and Money magazine, CNNMoney.com combines business news and in-depth market analysis with practical advice and answers to personal finance questions.

Retirement advice and news - CNNMoney.com
  • Will $4 million in retirement savings be enough?
    I hope to have $4 million saved by the time I retire in 30 years. That sounds like a lot of money, but how much would that be in today's dollars? -- Brian

  • Don't shortchange the later years
    Many people think they can plan on spending less later in retirement since they'll become less active as they age. But if their health declines, they may actually shift spending rather than reduce it. Do you think it's risky to...

  • Laid off and making the retirement savings last
    Ed Parker never planned on retiring early. But in 2009, at age 61, he was laid off from his job as a manager at a Caterpillar dealership and realized he was ready to end full-time work. His wife, Roxann, had...

  • Nonprofit founders put passions ahead of planning
    Scott Pankratz and Julie Osborn are phenomenal planners and money managers -- except when it comes to their own investments.

  • Recovering from a too risky portfolio
    We spoke to five families who face challenges that could keep them from meeting their financial goals. With a few tweaks to their game plan, they can get back on course. Here, the Mitchells' story -- and the recommended financial...

  • Can I give my 401(k) firm the boot?
    My 401(k) is managed by a brokerage firm that was busted by the SEC for fraudulent practices (although those practices weren't related to my 401(k) plan). Still, I don't want to invest my money with, or pay fees to, to...

  • Is a pension a stand-in for bonds?
    Our 401(k) and Roth investments are in stock index funds and commodities. We own no bonds. With a pension and Social Security, can we keep forgoing bonds? -- D.F., Washington, D.C.

  • Manage retirement savings as you age
    How much should I have in a 401(k) or other retirement accounts at various ages relative to my salary so I know I'll eventually enough money to maintain my standard of living throughout retirement? -- K.T., Olathe, Kansas

  • Retiree havens go on sale
    Even if you're a decade or more away from quitting time, you may be thinking about buying a retirement home right now.

  • Delaying retirement: 80 is the new 65
    A quarter of middle-class Americans are now so pessimistic about their savings that they are planning to delay retirement until they are at least 80 years old -- two years longer than the average person is even expected to live.


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W.R. Peiffer & Associates, Inc. specializes in Wealth Accumulation Planning. We work with individuals, small businesses and the self employed in Illinois and Indiana.